Will a credit card settlement affect my credit score? - credit card settlement letter
I have a credit card with Citibank and I have a letter of clearance for 65% of the amount. I pay in full. Is my credit score? This is the same as an invoice?
Sunday, January 10, 2010
Credit Card Settlement Letter Will A Credit Card Settlement Affect My Credit Score?
3 comments:
You can use this service credit monitoring pre-estimate of future results for different scenarios, such payments - creditreport.imess.net
Yes, there is a law, even if they are paid.
How much time has passed since Citibank account is delinquent?
When you have been more than 180 days, Citibank is no longer in the picture. The account was canceled sold at the P & L and a buyer of waste collection agency debt.
It takes 7 years until the original pay-clean their credit reports.
It also has 7 years after the original date of the crime clearly to the collection agency input for your credit report.
Under the law, what is being said about you to credit bureaus must be true, or should be eliminated. An online business is always a compromise derogatory derogatory, even if the term "paid in full.
Check your state statute of limitations) on accounts (credit cards. If the debt is gone from no longer legally obligated to pay.
If this scheme is now really on Citibank and non-independent third collection, the account to credit agencies as a freight of stay reported / wound - a negative on your credit report for 7 years. Additionally, you receive a Form 1099 for the role, which must be awarded included in your tax return.
If the account is with a collection agency, your credit is already damaged, and the payment will not help your score.
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